> For the complete documentation index, see [llms.txt](https://pnd-docs.defigeek.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pnd-docs.defigeek.xyz/punodwo-dokyumento/english/punodwo.md). # punodwoɔ Permissionless Lending Protocol ### What is [punodwoɔ](https://pnd.defigeek.xyz/) punodwoɔ is a protocol that enables peer-to-peer lending without intermediaries (third parties). Users can borrow base assets by depositing collateral assets into pools, and earn interest by depositing base assets. Anyone can use it, so please review the [protocol details](/punodwo-dokyumento/english/specification.md) and [usage guide (User Guide)](/punodwo-dokyumento/english/user-guide.md) before using. ### Current Base Assets CJPY, USDC, crvUSD, WETH ### Current Collateral Assets TXJP, wstETH, USDC, crvUSD, CJPY, UNI, CRV, PND, scrvUSD For those interested, we offer free support for launching new lending pools under the guidance of the DeFiGeek Community Development Team. Please review the recruitment requirements below and feel free to contact us through the [Discord community (contact)](https://discord.com/channels/705052448418693180/1167369964286652436). [Pool Recruitment](/punodwo-dokyumento/english/pool-recruitment.md) Discord Community (Contact): english general channel:\ --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation by asking a question. Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters: ``` GET https://pnd-docs.defigeek.xyz/punodwo-dokyumento/english/punodwo.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `automate deployments from our CI pipeline` lets GitBook tailor the answer to that use case. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.