> For the complete documentation index, see [llms.txt](https://pnd-docs.defigeek.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pnd-docs.defigeek.xyz/punodwo-dokyumento/english/punodwo.md).

# punodwoɔ

### What is [punodwoɔ](https://pnd.defigeek.xyz/)

punodwoɔ is a protocol that enables peer-to-peer lending without intermediaries (third parties). Users can borrow base assets by depositing collateral assets into pools, and earn interest by depositing base assets. Anyone can use it, so please review the [protocol details](/punodwo-dokyumento/english/specification.md) and [usage guide (User Guide)](/punodwo-dokyumento/english/user-guide.md) before using.

### Current Base Assets

CJPY, USDC, crvUSD, WETH

### Current Collateral Assets

TXJP, wstETH, USDC, crvUSD, CJPY, UNI, CRV, PND, scrvUSD

For those interested, we offer free support for launching new lending pools under the guidance of the DeFiGeek Community Development Team. Please review the recruitment requirements below and feel free to contact us through the [Discord community (contact)](https://discord.com/channels/705052448418693180/1167369964286652436).

[Pool Recruitment](/punodwo-dokyumento/english/pool-recruitment.md)

Discord Community (Contact): <https://discord.com/channels/705052448418693180/1167369964286652436>

english general channel:\
<https://discord.com/channels/705052448418693180/705290863353397338>


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://pnd-docs.defigeek.xyz/punodwo-dokyumento/english/punodwo.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
